Your Business is Priceless

We want to help protect your hard work and investments by providing the insurance you need before you need it.

We offer the following types of business insurance:


Business Auto

From limousines to tow trucks, semis to fleets of autos large and small, Aquesta Insurance Services has the coverage to meet your needs. 

The business auto market is ever changing so it makes sense to rely on our experienced staff to help you compare several of the country’s top insurers. We can provide liability and physical damage coverage, hired and non-owned auto, as well as cargo insurance if needed. We represent companies noted for their competitive pricing as well as fast and fair claim service.

Workers Comp

Workers compensation is a state mandated insurance that provides income and medical benefits for employees injured on the job. Aquesta Insurance Services represents several of the leading Comp markets in North Carolina, including specialists that target high hazard industries or businesses that have experienced recent losses.

Let Aquesta help you manage your workers compensation expenses by finding the best market for your business, monitoring and evaluating claim trends, as well as recommending safety and back to work programs.

Bonds and Surety

Commercial Surety is often discussed with insurance, but the two are separate and require their own expertise.

Aquesta has surety experts on staff to help clients with all their bonding, whether it’s an ERISA bond for their 401k or a multi-million dollar performance and payment bond. 

Aquesta’s surety bonding services can often replace other guarantees with cost-effective surety bonds, freeing up credit capacity for other business needs to help you continue to grow.

By navigating the surety bonding markets, we can help your company save time and effort in finding the right surety so you can focus on the projects themselves. In addition to helping you partner with the right surety company, our team will gather and prepare all of the information for the underwriting requirements to expedite your bonding process. 

Our areas of bonding expertise include:

  • Bid
  • Performance
  • Payment
  • Supply
  • Warranty
  • Maintenance
  • License and Permit Bonds
  • Financial Guarantees
  • Court and Probate Bonds
  • Fiduciary Bonds
  • Other Miscellaneous Bonds

Employee Benefits

Employee Benefits continue to be one of the biggest differentiators when attracting and retaining the best employees. As health insurance costs continue to rise, Aquesta helps companies develop and implement employee benefit programs that meet the budgetary needs of the organization while using their employee benefits program to compete for the best employees. Today, benefits programs are much more than simple health and dental insurance — they match the culture of the organization and help meet the changing expectations employees have with their benefits.  

Aquesta can help you develop and implement employee benefits that set you apart from your competitors including: 

  • Health
  • Dental
  • Life
  • Vision
  • Short Term Disability
  • Long Term Disability
  • Voluntary Benefits:
    • Accident
    • Life
    • Cancer
    • Hospital
    • Critical Illness
  • Pet insurance
  • Industry and regional benchmarking
  • PTO Programs
  • Executive and Professional Benefits
  • Employee communications
  • Online enrollments and HR management

Professional Liability/Errors and Omissions (E&O)

If your business requires you or your employees to offer professional advice, you could be a target for real or sometimes even frivolous lawsuits. 

When you work with Aquesta, you will find knowledgeable staff with solutions for your industry’s E&O exposures. Our Professional Liability markets offers a variety of choices and coverage features. Our experienced staff will outline the differences in coverage and design a policy to meet your needs.

Commercial Umbrella

Don’t let your business outgrow its liability insurance. In today’s litigious climate, you need to protect the full net worth of the business you worked hard to build. 

Excess or umbrella liability insurance can increase your protection at a very affordable cost. Aquesta represents several of the nation’s strongest Umbrella markets, protecting your firm from catastrophic lawsuits. We can provide limits from $1 million to excess of $10 million based on need.


Life insurance is for the living. If you are no longer able to provide for your dependents, life insurance is designed to meet your beneficiaries’ financial needs. Having the proper amount of life insurance will ensure your dependents will have the financial resources necessary to maintain their current standard of living, and be able to pay for future costs such as college.  

Aquesta Insurance has partnered with leading life insurance providers to meet the needs of almost any life insurance situation, from simple term insurance through more complicated whole life policies. Each person’s needs are different and our goal is to help identify the ongoing financial requirements and match the life insurance policy or policies to this for each of our clients. 

We also working closely with business owners to use life insurance to help fund buy-sell agreements, executive compensation, and other perpetuation needs.