Big plans require big financing. Use your home as collateral to lock in a competitive rate.

Key Features

  • Competitive Rates
  • Local Service
  • Tax Advantages*
  • Competitive, lump sum financing for one-time needs
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Attentive, personalized service from start to finish
  • Competitive rates for ongoing or seasonal needs
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Accommodating repayment terms that work uniquely for you
  • Funds easily accessible via check, in branch, or online transfer to a deposit account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Attentive, personalized service from start to finish
*Consult a tax advisor.

Laura Rizzetta

AVP Branch Manager

[Cornelius]
[email protected]
704-439-1410
NMLS# 730205


Susan Miller

VP Branch Manager

[Mooresville / Cornelius]
[email protected]
704-439-4341
NMLS# 805401


Pat Squires

VP Branch Manager

[Brawley]
[email protected]
704-439-1451
NMLS# 805403


Leigh Wolff

Branch Manager

[Davidson]
[email protected]
704-439-4353
NMLS# 1838040


Erin Nicolaysen

Branch Manager

[Huntersville]
[email protected]
704-439-1435


Austin Hailey

Branch Manager

[SouthPark]
[email protected]
704-804-7932


Jennifer Merritt

AVP Branch Manager

[Wilmington]
[email protected]
910-782-3831
NMLS# 73856


Denise Clark

AVP Branch Manager

[Rea Farms]
[email protected]
704-897-2410
NMLS# 1181880