Big plans require big financing. Use your home as collateral to lock in a competitive rate.

Key Features

Competitive Rates

Competitive Rates

Local Service

Local Service

Tax Advantages

Tax Advantages*

  • Competitive, lump sum financing for one-time needs
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Attentive, personalized service from start to finish
  • Competitive rates for ongoing or seasonal needs
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Accommodating repayment terms that work uniquely for you
  • Funds easily accessible via check, in branch, or online transfer to a deposit account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Attentive, personalized service from start to finish

Laura Rizzetta
Laura Rizzetta

Bank Officer and Branch Manager
[Cornelius] 
[email protected] 
704-439-1410


Susan Miller
Susan Miller

AVP Branch Manager
[Mooresville / Cornelius] 
[email protected] 
704-439-4341
NMLS #805401


Pat Squires
Pat Squires

AVP Branch Manager
[Brawley] 
[email protected] 
704-439-1451 
NMLS #805403



Leigh Wolff

AVP Branch Manager
[Davidson] 
[email protected] 
704-439-4353 


  
Announcement Coming Soon!

Branch Manager
[Huntersville] 
704-439-1432


Austin Hailey
Austin Hailey

Branch Manager
[SouthPark] 
[email protected] 
704-804-7932


Jennifer Merritt
Jennifer Merritt

Branch Manager
[Wilmington] 
[email protected] 
910-782-3831 
NMLS #73856 


Denise Clark

Denise Clark

AVP Branch Manager 

[Rea Farms]
[email protected]
704-879-2410
NMLS #1181880

*Consult a tax advisor.