Big plans require big financing. Use your home as collateral to lock in a competitive rate.
Key Features
Competitive Rates
Local Service
Tax Advantages*
Details
- Competitive, lump sum financing for one-time needs
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible*
- Local decision-making and processing
- Attentive, personalized service from start to finish
Home Equity Line of Credit (HELOC)
- Competitive rates for ongoing or seasonal needs
- The existing equity in your home is used as collateral backing
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Accommodating repayment terms that work uniquely for you
- Funds easily accessible via check, in branch, or online transfer to a deposit account
- The interest paid might be tax deductible*
- Set up automatic payments to be deducted from your account monthly
- Local decision-making and processing
- Attentive, personalized service from start to finish
Branch Managers
Laura Rizzetta
Bank Officer and Branch Manager
[Cornelius]
[email protected]
704-439-1410
Susan Miller
AVP Branch Manager
[Mooresville / Cornelius]
[email protected]
704-439-4341
NMLS #805401
Pat Squires
AVP Branch Manager
[Brawley]
[email protected]
704-439-1451
NMLS #805403
Leigh Wolff
AVP Branch Manager
[Davidson]
[email protected]
704-439-4353
Announcement Coming Soon!
Branch Manager
[Huntersville]
704-439-1432
Austin Hailey
Branch Manager
[SouthPark]
[email protected]
704-804-7932
Jennifer Merritt
Branch Manager
[Wilmington]
[email protected]
910-782-3831
NMLS #73856
Denise Clark
AVP Branch Manager
[Rea Farms]
[email protected]
704-879-2410
NMLS #1181880
*Consult a tax advisor.
