Affordable rates and a range of mortgage programs to fit your needs — let Aquesta help you get home.

Key Features

  • Competitive Rates
  • Local Service
  • Free Pre-Approval
  • Refinancing Available
  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes/vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • Jumbo mortgage loans
    • Convential Loans
    • FHA Loans
    • VA Loans
    • USDA Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, personalized service from start to finish


More About Our Mortgages

Residential Mortgages

Aquesta Bank offers a full suite of both Conventional Loan (loans up to $548,250) and Jumbo Mortgage Loan (loans greater than $548,250) financing options. Whether you are looking for long-term fixed rates (30-year fixed or 15-year fixed), as well as shorter term ARM ("Adjustable Rate Mortgages") rates, Aquesta can provide you with a loan to suit your particular financial needs. We also offer FHA, USDA and VA financing.

Susan Miller

VP Mortgage Loan Officer

[Charlotte, Coastal Carolinas and Greater Raleigh Area]
[email protected]
NMLS# 805401

Melissa Barnhardt

Mortgage Loan Officer

[Lake Norman & Surrounding Area]
NMLS# 2128552

Portfolio Mortgages

We also offer Portfolio Mortgage options as well via our 5-year ARM term. Occasionally, there are times that certain loan requests will not qualify for Conventional or Jumbo financing due to certain underwriting overlays by our investors. If we can navigate a solution internally then our portfolio mortgage product may be an option.  These portfolio mortgage loans are not sold, are serviced by Aquesta Bank, require escrows of taxes and insurance, and are only available for financing of Primary and Second homes held in individual name.

For more information on Portfolio Mortgages, please contact:

Lauren Conard

VP Retail Lending Director

NMLS# 1540574

837 Williamson Rd.
Mooresville, NC 28117

Mailing Address:
PO Box 700
Cornelius, North Carolina 28031

Direct Phone: (704) 439-1457
Cell: (704) 252-4442
Mooresville (Williamson Rd.) Number: (704) 439-1440