Home Mortgage Loans

• Competitive rates for home purchase, refinance, or construction
• Available for primary residence, second homes, vacation homes, or investment properties
• A wide range of terms customized to your unique situation
• A wide range of financing programs available:
  • Fixed rate mortgages
  • Adjustable rate mortgages (ARMs)
  • Jumbo mortgage loan
  • FHA Loans
• Helpful loan advisors with working knowledge of the local real estate market
• Free pre-approval for extra confidence when it comes to securing financing
• Refinance your current home to potentially lower your rate
• Local decision-making and processing
• Attentive, personalized service from start to finish

Meet our mortgage loan officer.

Conventional Mortgages

Aquesta Bank offers a full suite of both Conventional Loan (loans up to $453,100) and Jumbo Mortgage Loan (loans greater than $453,100) financing options. Whether you are looking for long-term fixed rates (30-year fixed or 15-year fixed), as well as shorter term ARM (“Adjustable Rate Mortgages”) rates, Aquesta can provide you with a loan to suit your particular financial needs. We also offer FHA financing.

Portfolio Mortgages

We also offer Portfolio Mortgage options as well via our 5-year ARM term. Occasionally, there are times that certain loan requests will not qualify for Conventional or Jumbo financing due to certain underwriting overlays by our investors. If we can navigate a solution internally then our portfolio mortgage product may be an option. These portfolio mortgage loans are not sold, are serviced by Aquesta Bank, require escrows of taxes and insurance, and are only available for financing of Primary, 2nd homes, and investment properties held in individual name.

For more information on Portfolio Mortgages, please contact: