When cookie-cutter homes aren’t cutting it, build your own. We’ll help you with construction costs.

Key Features

  • Competitive Rates
  • Local Service
  • Interest-Only Payments During Construction
  • Up to 85% project financing (land value plus cost of improvements)
  • Builder validation process for your protection
  • 12 Months interest only financing
  • Headquartered in Cornelius with branches in Davidson, Mooresville, Huntersville, SouthPark, and Wilmington. Loan Production Offices in Charleston, Greenville and Raleigh.
  • Prompt turn around on draw request for your builder, typically within 48 hours of request
  • Deal with same person through the entire process
    • Application
    • Loan Closing
    • Draw Requests
  • Local decision-making and processing
  • Attentive, personalized service from start to finish

We also offer residential lot loans if you’re still on the hunt for your perfect plot of land.

For more information on Residential Lot & Construction Loans, please contact:

Lauren Conard

VP Retail Lending Director

[email protected]
NMLS# 1540574