Save worry-free with an account that combines the best of savings and checking — interest with access.

Key Features

Competitive Interest

Competitive Interest

Higher Balances Earn Higher Rates

Higher Balances Earn Higher Rates

Enhanced Access to Funds

Enhanced Access to Funds

Digital Banking

Digital Banking

  • Earn competitive, tiered rates
  • Higher balances earn higher rates
  • Avoid $12 monthly maintenance fee by maintaining a $2,500 minimum daily balance or $5,000 average balance
  • Enjoy flexibility with enhanced access to funds:
    • 6 free withdrawals allowed per month, 3 of which may be check, draft, or debit card
    • $3 per withdrawal thereafter
  • Free digital banking services
  • $1,000 minimum deposit to open

*APY = Annual Percentage Yield. The initial interest rate is based on the balance in your account. All balances less than $200,000 have an APY that is 15% of the then current published Wall Street Journal (WSJ) prime rate. All balances $200,000 or greater have an APY that is 25% of the then current published WSJ prime rate. **Rates are variable (“Floating Rate”) and rates will adjust on the business day the prime rate is published in the WSJ. If the daily balance falls below $25,000 any time during the statement cycle, a $30.00 Monthly Maintenance fee will be applied. Must have an active checking account with Aquesta Bank. Interest rates are variable and subject to change after the account is opened at any time. Additional terms and conditions or fees may apply. Offer may be withdrawn at any time. Fees could reduce earnings.

Fees could reduce earnings.